Were you recently injured in a car crash? The auto accident claims process can be confusing, and virtually every victim has questions.
While consulting with a personal injury attorney is the best way to get answers, you may want to know certain information right away. Below, the legal team at William R. Rawlings & Associates addresses several of the most pressing questions you may have regarding auto accident claims.
Do You Need to Hire an Attorney?
Having legal representation isn’t a requirement, but working with an experienced personal injury attorney may be to your benefit. Many car crash victims have difficulty obtaining the compensation they deserve on their own, and you can count on a lawyer to fight hard on your behalf.
How Much Will Your Claim Be Worth?
The value of an auto accident claim depends upon multiple elements – the severity of your injuries and damages, the available sources of compensation and insurance policy limitations are just a few of the factors that must be considered. For an estimate of how much your case may be worth, you’ll need to speak with an experienced attorney.
Will Your Car Be Totaled?
If you were involved in a serious auto accident, an insurance adjuster will determine if your car is a total loss. Generally speaking, if the cost to repair your car exceeds its worth, you can expect it to be totaled. In that case, you’ll be reimbursed for the actual cash value of the vehicle, up to the insurance policy limits.
Do You Have to Get Your Car Repaired?
Let’s say your car isn’t totaled, that the damage caused during the auto accident can be safely repaired. If you own the vehicle outright, the decision on whether or not to put the cash you receive toward repair is yours. If, however, you have a loan on the vehicle or want to maintain full coverage, you’ll need to get the car repaired.
Will the Accident Affect Your Insurance Rates?
If the car crash wasn’t your fault, you shouldn’t have to worry about it affecting your premiums. With that being said, some insurance carriers view any auto accident as a reason to consider a rate increase. To find out if your premium is going to rise and, if so, by how much, you’ll need to contact your insurer.
How Long Will it Take to Resolve Your Claim?
When it comes to auto accident claims, the more complicated the case, the longer it typically takes to reach a resolution. Some victims are able to obtain a fair settlement in a matter of weeks, but if your injuries are severe or the insurance company refuses to make a reasonable offer, resolving your claim could take a few months or even a few years.
We know you likely have more questions, and we’d be more than happy to provide expert answers. Contact William R. Rawlings & Associates and schedule a free, no-obligation consultation to discuss your auto accident claim with an experienced Utah car accident lawyer today.