Oct 18 2019

Assessing Liability in Ride-Sharing Vehicle Accidents

At the offices of William Rawlings & Associates LLC, one of the most common needs for our attorney services is in the realm of car and truck accidents. Sadly, there are tens of thousands of vehicle accidents, injuries and even deaths per year, many of which are caused by negligence or other factors that necessitate a personal injury claim.

One area here that’s on a major rise over the last several years is incidents that take place involving a ride-sharing company such as Uber or Lyft. More and more Americans are utilizing these services every year, but the legal field is still catching up in terms of liability when accidents take place involving ride-sharing drivers. Let’s go over some basic numbers here, the role insurance plays and the limited likelihood of successfully bringing suit against these companies directly.

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Ride-Sharing Usage and Increasing Accident Deaths

While there is not necessarily direct proof to link these two trends, traffic incidents and fatalities have gone up over the last few years – at a similar rate to the increase in ride-sharing services, per several area of research. This has led some to speculate that more ride-sharing drivers are clogging the roads and helping contribute to a greater number of traffic incidents. And whether or not this is the case, the fact remains that many people utilize these services and need to be prepared in case an incident takes place during such a ride.

Which Insurance Applies?

In cases where you’re injured as the passenger of a ride-sharing service and your driver is at fault, the insurance coverage of the individual driver is the first place to check. If this person has a commercial insurance policy or a personal policy that includes a ride-sharing provision, you’ll be covered. The problem: Most Uber and Lyft drivers do not have this kind of insurance.

Luckily, Uber and Lyft carry third-party liability insurance coverage up to $1 million for personal and property injuries. These kick in after the driver’s own policy is used up, if applicable, so you’re covered in these cases regardless.

What about situations where your driver is not at fault and the incident was caused by another motorist? In these circumstances, you’d seek coverage from the at-fault driver’s insurance via an insurance claim or a personal injury lawsuit. In rare cases where this third party does not have car insurance that will cover your injuries, ride-sharing companies also offer a $1 million policy for uninsured or underinsured cases.

Suits Against Ride-Sharing Companies

Uber and Lyft list their drivers as independent contractors, not employees, in large part so they don’t have to be legally responsible for driver negligence. For this reason, it’s generally very difficult to bring and win a personal injury suit directly against these companies. While you’ll generally be able to take advantage of their $1 million policies for negligence issues, suing them directly usually isn’t a viable option.

For more on who is responsible for damages in a ride-sharing vehicle accident, or to learn about any of our auto accident attorney services, speak to the staff at the offices of William Rawlings & Associates LLC today.

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Jun 14 2019

Getting Just Compensation After Motorcycle Accidents

For those who ride motorcycles as a primary form of transportation, safety is vital. Motorcycle riders are eight times more likely to be injured in an accident than passengers in a vehicle, and these injuries are often severe due to limited protection for those riding them.

At the Law Offices of William Rawlings & Associates, LLC, we’re here to help if you have a motorcycle accident injury and believe you may have a case for damages against a liable party. Unfortunately, there are a few strange misconceptions out there that may impact the way your case goes – let’s clear these up and look at some common statistics and case values for motorcycle accidents, plus how you can get your just compensation.

just compensation motorcycle accidents

Motorcycle Injury Statistics

There are a high number of motorcycle accidents in the United States each year, and while precise figures vary based on the source, there’s no question that over 5,000 drivers die each year due to motorcycle collisions. Nearly another 90,000 will be injured in such accidents.

As we noted above, these accidents often come with major injury risks. Even minor motorcycle collisions pose significant such risks to those riding them, especially if any safety equipment is lacking at the time.

Common Prejudice Against Motorcyclists

Unfortunately, there’s a common prejudice that may make its way into certain folks’ opinion of motorcycle-related accidents. Like it or not, some people view motorcycles as inherently dangerous or flashy, and thus will attempt to pin the blame for any accident involving them on the motorcycle driver – even if the incident clearly was not their fault in reality.

Speaking of reality, it doesn’t line up with this perception. A high percentage of motorcyclists are at least 40 years old, not the daredevil youths some are imagining, and well over half of all collisions involving motorcycles are actually caused by drivers of other vehicles. An experienced personal injury attorney will be able to highlight these important realities to all necessary parties during your case.

Case Value Potential

Per information form Jury Verdict Research, motorcycle injury verdicts are often quite high, with a median approaching $75,000 per case for years in the early 2000s (amounts that have gone up since due to inflation and other factors). Know that if you’ve been injured in such a situation, you could potentially have a claim for a high dollar value.

Dealing With Insurance Companies

Unfortunately, like with other car accident formats, your insurance company is not actually always trying to help you here. Rather, they’re trying to find reasons not to pay out compensation for an accident, such as attempting to prove you were at fault when this isn’t the case. Luckily, our attorneys are here to represent your interests to these bodies and get you the compensation you deserve, whether through a fair settlement or even a trial process.

For more on motorcycle accidents and liability, or to learn about any of our personal injury lawyer services, speak to the staff at the Law Offices of William Rawlings & Associates, LLC today.

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May 03 2019

Understanding Common Forms of Distracted Driving

There are several potential causes to vehicle accidents on the road, and one of the most common and dangerous is distracted driving. Distracted driving is a broad category that can refer to several specific types of distraction, from visual ones to manual or even cognitive issues.

At the offices of William Rawlings & Associates, LLC, we’re here to tell you that regardless of which type of distraction was the cause, you could be owed damages if you were injured in a car accident caused by a distracted driver. Here are some basics on defining this term, how an auto accident injury attorney can help, plus an investigation into a few specific examples of distracted driving – including a couple that some people mistakenly think don’t put them at risk for liability if they cause an accident.

common forms distracted driving

Defining Distracted Driving

Simply put, the law defines distracted driving as any behavior or activity that turns the driver’s attention away from the task of driving. Many of the basics here come back to simple science: Even a single second spent looking away from the road in front of you will cause you to be unaware for a huge amount of ground covered, particularly if your vehicle is traveling at a high rate of speed.
For this reason, anything that causes this sort of diversion of attention could be considered a distraction. While we’re about to lay out a few specific examples of the most common forms of distracted driving, know that a far greater number of potential actions or distractions could also fit the bill, and you should be aware of them at all times when operating a vehicle.

Cell Phones and Texting

In today’s modern day, texting on cell phones is considered the single most dangerous type of distracted driving facing US drivers. It is responsible for literally thousands of deaths on the road every year, plus untold additional thousands of injuries. This is extremely straightforward: Not only does texting require a driver to move their eyes from the road to a phone, it takes at least one hand off the wheel and uses it for another purpose.
In addition, several other phone behaviors outside texting may cause distraction. Talking on the phone can apply if you aren’t using fully hands-free devices, and even voice commands may distract the brain. Those looking to fully avoid distractions will not use their phones at all while driving.

Daydreaming or Preoccupation

This is a bit more of a nebulous category, but distraction can also be easily caused by our own mental picture. Daydreaming or distraction are particularly common for tired drivers, part of the reason you often see reminders to pull over and rest if you feel tired while driving.

Rubbernecking

It’s often used as the butt of jokes due to it’s silly-sounding name, but rubbernecking – or slowing down and losing focus on driving so as to view accidents or other things happening on the side of the road – is extremely dangerous. It’s the cause of numerous additional accidents, in fact, and is a form of distracted driving that is not viewed favorably by courts.

For more on the common types of distracted driving, or to learn about any of our car accident or personal injury attorney services, speak to the staff at the offices of William Rawlings & Associates today.

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Dec 22 2016

Making the Record:  Car, Truck and Motorcycle Accidents.

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In a previous post we began the discussion of how to ensure your medical record helps you following a catastrophic injury.  When presented to a judge or jury, your medical record should “tell the story” of how your injury was inflicted and what steps you undertook to obtain restoration and healing.

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Dec 15 2016

Catastrophic Injuries : Auto, Truck or Motorcycle Accident

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Following a catastrophic personal injury, it is so important that your medical record tells the story of your injury accident.  Your catastrophic injury medical record begins to be created the moment you first seek treatment following an accident. (If you have a preexisting condition that is exacerbated by the injury accident, then your medical record should encompass all treatment you received for this preexisting condition, as well.) One of the tasks of the injury victim is to build as thorough of a record as possible. The more complete the medical record, the greater the likelihood is that the victim will be able to recover compensation.

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Jun 29 2016

Motorcycle Accident Lawyers:  Startling Number of Crashes

 

 

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Every year, millions of motorcycle drivers ride every day without being involved in an accident. While you can ride your whole life and never be in a motorcycle crash, the reality is that operating a motorcycle is much more dangerous when compared to driving a car.  Despite some claims by motorcycle enthusiasts that a skilled and properly trained motorcycle operator is less likely to be injured than the average car driver, driving or riding on a motorcycle is an inherently dangerous activity.