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Before you join up with any ride-sharing business in Utah, you should check your car insurance policy. State agencies say ride-sharing companies are dangerous because their insurance policies aren't regulated and can financially ruin a person in an accident.

Ride-sharing companies like Uber work through apps and you can sign up to be a driver or a fee-paying passenger. However, Utah’s Insurance Department says there’s a gap in private insurance coverage, and you may not be covered when you are riding in one of the Uber cars.  So in the case of a collision or crash, you may be left with a large bill.

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