According to the Insurance Research Council, more people are calling lawyers than ever before following a personal injury, accident or wrongful death case. That’s an important statistic to consider when determining whether or not you should call a lawyer after your accident. After all, there has to be a reason why accident victims are seeking legal help and not going it alone. Here’s why we believe these numbers have spiked recently.
Insurance companies make a lot of money. In fact, it’s one of the most lucrative industries in the U.S. Their business model is simple. You convince consumers to purchase insurance from your company by promising to be on their side or hold them in good hands when the unexpected happens. You collect premiums until that day comes and then pay them as little as possible for their claim. If you take in more premiums than you pay out in claims, you could stand to make billions in profit every year. That is exactly what Insurance companies do year after year.
Ridesharing is an alternative to driving to work alone. It can include carpooling, vanpooling, walking, riding your bike, or public transit. The obvious benefit to people who rideshare is that it saves in gasoline. Certain companies sponsor ridesharing or give employee incentives to carpool. There are even businesses that work to connect people in ridesharing situations. However, what has been largely misunderstood is the position auto insurance takes on ridesharing.
Truck Accident/ Auto Accident/Pedestrian Accident: Why you need Uninsured Motorist Coverage.
It was recently reported that a man is in the hospital in serious condition after he allegedly stole an SUV and crashed it into a concrete flood control tunnel during a police pursuit. The thief found the SUV running and unlocked at a convenience store. Investigators said the owner of the vehicle quickly called police after watching the thief hop in the driver’s seat and take off. Police located the SUV traveling on the freeway a short time later.
Avista Management v. Wausau Underwriters Insurance
U.S. Dist. Court Mid. Dist. Fla. (June 6, 2006)
In a case where a hotel investment firm sued an insurance company for allegedly not paying an insurance claim fast enough after Hurricane Charley, attorneys for the parties seemed at odds with each other from the get-go.
Getting injured in an accident because of somebody else’s negligence or misconduct is bad enough. Becoming a victim of an insurance company’s games and unfair tactics can make things even worse. At William Rawlings & Associates we know accidents happen. While being an accident victim may be unavoidable, choosing the wrong attorney is not. Our attorneys have more than 70 years combined experience handling highly complicated personal injury claims.
Certainly most clients these days use emails, send texts use Facebook, Twitter, Instagram and any other form of social media available. If you are an injury client you need to be aware that you cannot expect any information you share on the internet in any format to remain private. Information posted on the internet can severely jeopardize your case and will be used by insurance companies and defense attorneys to try to hurt your case by showing that your testimony contradicts something you said on Facebook, i.e. to try and show that your injuries did not happen, or just to make you look bad.
Accidents are stressful on your body and your wallet. There are a few things you can do to help you save stress and money after being involved in an auto, truck or pedestrian accident.
Have the at-fault party repair your vehicle. If the other party’s insurance company repairs your vehicle you do not have to pay your deductible. If you choose to go through your own carrier to repair or replace your car, you will eventually get your deductible back, it just may take 6 months to up to 1 year before you see it.
The majority of us have car insurance. How many of us actually know what that means? What is it we are really paying hundreds of dollars for each year? Many clients tell us after an accident that their agent told them, “you have full coverage”. What you think is full coverage and how the agent is defining full coverage may be two entirely different things.